It pays to be a lazy investor. Lazy portfolios are meant to be simple, diversified (and ideally less-expensive) and create long-term wealth. There are over 1000 mutual funds available to investors in India. Only 5% of them have a track record worthy of investing in them. Here are 3 lazy portfolios using some of the best performing mutual funds.
Aggressive Portfolio | Moderate Portfolio | Conservative Portfolio | % |
Sundaram Select Midcap | HDFC Top 200 | HDFC Top 200 | 25% |
Reliance Equity Opportunities | Birla Dividend Yield | HDFC Prudence | 25% |
HDFC Equity | HDFC Prudence | Templeton Short Term Income | 25% |
HDFC Top 200 | Templeton Short Term Income | Canara Robeco Income | 25% |
Create your mix, use a systematic investment plan, and forget it.