Showing posts with label FMP. Show all posts
Showing posts with label FMP. Show all posts

Do you want to ride the high short-term interest rates? Here are some selected new mutual fund instruments.


With rates near cycle highs, investing in best fixed maturity plan FMP, short-term mutual funds, ultra short-term mutual funds and related fixed income instruments may be a better option. Equity investments at this stage require at least a 2-3 year horizon.
The following are new  and selected short-term, ultra short-term, FMP mutual funds being offered by various AMCs as of June 18 2011.

Labels: , , , , , , , , , ,

Attractive FMP Mutual Funds - India Fixed Maturity Plans




 FMP Funds in May 2011. The following are some of the fixed maturity plans available to investors in a high interest rate environment.Link to Recommended by @earlygains. Follow and increase your profits!

Birla Sun Life Mutual Fund
Birla Sun Life Gold ETF
BNP Paribas Mutual Fund
BNP Paribas Fixed Term Fund - Series 22 A
DSP BlackRock Mutual Fund
DSP BlackRock FMP – 12M – Series 19
ING Mutual Fund
ING OPTIMIX FINANCIAL PLANNING FUND
Kotak Mahindra Mutual Fund
Kotak FMP Series 45 (370 Days)
L&T Mutual Fund
L&T FMP – III (April370D A)
Quantum Mutual Fund
Quantum Gold Savings Fund
Reliance Mutual Fund
Reliance Fixed Horizon Fund - XIX - Series 19
SBI Mutual Fund
SBI Debt Fund Series - 90 Days - 43

Happy Investing!
Labels: , ,

New Mutual Funds - FMP, Gold - Offered to Investors (April 2011)

The following are mutual funds (FMP, Gold) being offered by various AMCs.
 
Birla Sun Life Fixed Term Plan - Series CY
Posted : Wed, 27 Apr 2011 20:45:48
Mutual FundBirla Sun Life Mutual Fund
Scheme TypeClose Ended
Scheme CategoryIncome
Launch Date26-Apr-2011
Birla Sun Life Fixed Term Plan - Series CZ
Posted : Wed, 27 Apr 2011 20:45:48
Mutual FundBirla Sun Life Mutual Fund
Scheme TypeClose Ended
Scheme CategoryIncome
Launch Date26-Apr-2011
Birla Sun Life Gold ETF
Posted : Wed, 27 Apr 2011 20:45:48
Mutual FundBirla Sun Life Mutual Fund
Scheme TypeOpen Ended
Scheme CategoryGOLD ETFs
Launch Date25-Apr-2011
BNP Paribas Fixed Term Fund - Series 22 A
Posted : Wed, 27 Apr 2011 20:45:48
Mutual FundBNP Paribas Mutual Fund
Scheme TypeClose Ended
Scheme CategoryIncome
Launch Date26-Apr-2011
HSBC Brazil Fund
Posted : Wed, 27 Apr 2011 20:45:48
Mutual FundHSBC Mutual Fund
Scheme TypeOpen Ended
Scheme CategoryFund of Funds - Overseas
Launch Date15-Apr-2011
ICICI Prudential Fixed Maturity Plan - Series 56 - 1 Year Plan E
Posted : Wed, 27 Apr 2011 20:45:48
Mutual FundICICI Prudential Mutual Fund
Scheme TypeClose Ended
Scheme CategoryIncome
Launch Date27-Apr-2011
ICICI Prudential MIP 5
Posted : Wed, 27 Apr 2011 20:45:48
Mutual FundICICI Prudential Mutual Fund
Scheme TypeOpen Ended
Scheme CategoryIncome
Launch Date14-Apr-2011
ING OPTIMIX FINANCIAL PLANNING FUND
Posted : Wed, 27 Apr 2011 20:45:48
Mutual FundING Mutual Fund
Scheme TypeOpen Ended
Scheme CategoryFund of Funds - Domestic
Launch Date19-Apr-2011
L&T FMP – III (April180D A)
Posted : Wed, 27 Apr 2011 20:45:48
Mutual FundL&T Mutual Fund
Scheme TypeClose Ended
Scheme CategoryIncome
Launch Date27-Apr-2011
L&T FMP – III (April370D A)
Posted : Wed, 27 Apr 2011 20:45:48
Mutual FundL&T Mutual Fund
Scheme TypeClose Ended
Scheme CategoryIncome
Launch Date26-Apr-2011
Reliance Fixed Horizon Fund - XIX - Series 12
Posted : Wed, 27 Apr 2011 20:45:48
Mutual FundReliance Mutual Fund
Scheme TypeClose Ended
Scheme CategoryIncome
Launch Date27-Apr-2011
Reliance Fixed Horizon Fund - XIX - Series 19
Posted : Wed, 27 Apr 2011 20:45:48
Mutual FundReliance Mutual Fund
Scheme TypeClose Ended
Scheme CategoryIncome
Launch Date25-Apr-2011
Reliance Fixed Horizon Fund - XIX - Series 3
Posted : Wed, 27 Apr 2011 20:45:48
Mutual FundReliance Mutual Fund
Scheme TypeClose Ended
Scheme CategoryIncome
Launch Date27-Apr-2011
SBI Debt Fund Series - 370 Days - 14
Posted : Wed, 27 Apr 2011 20:45:48
Mutual FundSBI Mutual Fund
Scheme TypeClose Ended
Scheme CategoryIncome
Launch Date
Labels: , ,

Company Fixed Deposits & Fixed Income


Several companies in India offer fixed deposit schemes (company fds) that offer interest rates higher than banks. However, one needs to know that these companies instruments (and NBFCs also) are unsecured and do not guarantee anything to the investor in case of a default.  Also, liquidity is an issue as each corporate might behave differently and may not return money in time. Hence investors need to carefully analyze the credentials of the company.  However there are several good companies out there who do a professional job at this.  It's better to break up the investment amount and distribute it among 2-3 companies. There is reward for the risk taken. The usual income tax treatment (like bank fixed deposits) apply.
Go to a site like Bajaj Capital or Integrated Enterprises and you will find these (fixed income) instruments. While these companies collect incentives to collect investments from you, they also have lot of knowledge and you can ask them questions, collect data and judge for yourself See some examples below collected from their site (April 13, 2011). Company fd interest rates might be peaking.



INTEREST ( % )Updated on - Apr 11, 2011
COMPANYRATING6 MON1 YEAR2 YEAR3 YEAR5 YEARADDITIONAL SR.CTEFFECTIVE FROMDOWNLOADORDER










Apollo Hospitals Enterprises Ltd8.258.509.0023/02/2011DOWNLOAD
CANFIN HOMES LTDICRA-MAA+8.308.308.307.600.50(upto 1 cr)10/01/2011DOWNLOAD
DHFL Aashray Deposit SchemeCARE-AA+ and BWR-FAAA365 Days-Trusts Only-10.50%400 Days-General-10.25%0.25% for General only22/03/2011DOWNLOAD
DHFL-Aashray Deposit PlusCARE-AA+ and BWR-FAAA10.0010.0010.0010.000.25%22/03/2011DOWNLOAD
DHFL-Swayam Sidha Deposit500 Days-10.00%0.25%22/03/2011DOWNLOAD
Elder Pharmaceuticals Limited8.009.5010.500.5015/02/2011DOWNLOAD
EXIM BANK OF INDIACRISIL-FAAA, ICRA-MAAA, FITCH- TAAA8.508.508.759.000.5020/01/2011DOWNLOAD
FIRST LEASING COMPANY OF INDIA LIMITEDCARE-AA+, FITCH-tAA+1010.2510.5007/02/2011DOWNLOAD
Gabriel India Limited9.00%9.50%10.00%10/02/2011DOWNLOAD
HDFC LIMITEDCRISIL-FAAA, ICRA-MAAA9.009.159.259.000.2503/02/2011DOWNLOAD
HDFC LTD-PLATINUM DEPOSITCRISIL-FAAA, ICRA-MAAA15 MONTHS: 9.50%22 MONTHS-9.30%33 MONTHS-9.50%0.2504/02/2011DOWNLOAD
HUDCOFITCH-TAAA, CARE-AA+8.708.858.959.050.2502/04/2011DOWNLOAD
ICICI HOME FINANCEICRA-MAAA, CARE-AAA8.258.758.758.500.2531/01/2011NOT AVAILABLE
J.K LAXMI CEMENT LTD8.008.508.5015/12/2009DOWNLOAD
J.K.TYRE & INDUSTRIES LIMITED9.009.259.5015/01/2011DOWNLOAD
JAIPRAKASH ASSOCIATES LTD10.5010.5011.0011.5022/09/2010DOWNLOAD
Jaypee Infratech Limited10.5010.5011.0011.5001/10/2010DOWNLOAD
JK PAPER LIMITED8.008.258.5014/09/2010DOWNLOAD
Kerala Transport Development Finance Corporation LimitedNA9.259.259.509.500.2504/04/2011DOWNLOAD
LIC HOUSING FINANCE LTDCRISIL- FAAA9.009.259.509.500.10 upto Rs. 50,000 and 0.25 for above Rs. 50,00024/02/2011DOWNLOAD
MAHINDRA & MAHINDRA FIN SERV LTDCRISIL-FAAA8.509.5010.0010.000.25%24/01/2011DOWNLOAD
NATIONAL HOUSING BANK (SUNIDHI SCHEME)CRISIL-FAAA, FITCH-TAAA8.758.759.009.250.6014/02/2011DOWNLOAD
NATIONAL HOUSING BANK(SUVRIDHI TAX SAVING SCHEME)CRISIL-FAAA, FITCH-TAAA9.250.6014/02/2011DOWNLOAD
NTPC LimitedCRISIL-FAAA6.50 (Non cumulative)6.75 (Non-Cumulative)7.00 (Cumulative)26/09/2010NOT AVAILABLE
OCL Limited7.508.008.0018/09/2010DOWNLOAD
Plethico Pharmaceuticals Limited11.00%11.50%12.00%0.50%25/03/2011DOWNLOAD
PNB Housing Finance LtdFAAA by CRISIL9.009.009.509.500.5001/04/2011DOWNLOAD
Shriram Transport Finance UNNATI SchemeCRISIL-FAA+ & ICRA-MAA+9.259.7510.7510.7507/01/2011DOWNLOAD
SIDBICRISIL-FAAA, CARE-AAA8.758.758.758.500.5017/02/2011DOWNLOAD
TN Power Finance & Infrastructure Dev Corp. Ltd9.009.259.509.500.25% upto 2 years and 0.50% for 3 years & above16/12/2010NOT AVAILABLE
UNITECH LMITED11.0011.0011.5012.000.5001/05/2009DOWNLOAD
United Spirits Limited11.0011.5001/02/2011NOT AVAILABLE
Source: (Bajaj Capital)



Select Manufacturing Companies Accepting fresh deposits
Company Name
Rate of Interest (%)
1
Year
2
Years
3
Years
Remarks
Min. Amount
Multiples of
 Apollo Hospitals Enterprises Ltd
8.25
8.50
9
--
25000
1000
 Elder Pharmaceuticals Ltd
7
8.50
9.50
0.50% additional for senior citizens & shareholders
25000
1000
 Godrej Industries Ltd
--
8
8.50
--
10000
1000
 India Cements Ltd
7.5
8
8.5
--
21000
1000
 Mahindra & Mahindra Ltd
7
--
8
--
25000
1000
Select Non Banking Finance Companies Accepting fresh deposits
Company Name

Rate of Interest (%)
12
Months
24
Months
36-60
Months
Remarks
Min. Amount
Multiples of
Rating
  Shriram Transport Fin.Co. Ltd. (UNNATI)
9.25
9.75
10.75
--
25000
1000
FAA+/stable(CRISIL)
MAA+/stable(ICRA)
  Mahindra Finance - Samruddhi [Cumulative Scheme]
8.5
9.5
10.00
0.25% additional for senior citizens
10000
1000
FAAA / stable (CRISIL)
  Mahindra Finance - Samruddhi [Non – Cumulative Scheme]
8.25
9.25
9.75
0.25% additional for senior citizens
25000
1000
FAAA / stable (CRISIL)
Company Name
Rate of Interest (%)
12
Months
24
Months
36,48 & 60
Months
Remarks
Min. Amount
Multiples of
 Tamil Nadu Power Finance & Infrastructure Development Corporation Ltd
[Cumulative Scheme]
9.25
9.50
10
0.25% ( for 12 & 24 months) & 0.50% (for 36,48 & 60 months) additional for senior citizens
10000
1
  Tamil Nadu Power Finance & Infrastructure Development Corporation Ltd
[Non Cumulative Scheme]
--
9.58
10.08
0.25% ( for 24 months) & 0.50% (for 36,48 & 60 months) additional for senior citizens
10000
1000
Select Home Finance Companies Accepting fresh deposits
Company Name
Rate of Interest (%)
400 Days
12-84
Months
Special
Additional
Interest
Min. Amount
Multiples of
Rating
 DHFL AASHRAY Deposit 400 Days 
Non-Cumulative Scheme
10.51
-
0.25% extra for senior citizen & share holders
10000
1000
CARE (AA+)
FD BWR
FAAA
 DHFL AASHRAY Deposit 400 Days 
Cumulative Scheme
10.25
-
0.25% extra for senior citizen & share holders
10000
1000
CARE (AA+)
FD BWR
FAAA
 DHFL AASHRAY Deposit Plus
Non-Cumulative Scheme
(Deposit < Rs.25 lac)
-
10.25
0.25% extra for senior citizen & share holders
10000
1000
CARE (AA+)
FD BWR
FAAA
 DHFL AASHRAY Deposit Plus
Cumulative Scheme
(Deposit < Rs.25 lac)
-
10.00
0.25% extra for senior citizen & share holders
2000
1000
CARE (AA+)
FD BWR
FAAA
Company Name
Rate of Interest (%)
15
Months
22
Months
33
Months
Remarks
Min. Amount
Multiples of
Rating
 HDFC Ltd(Platinum Deposits)
9.50
9.30
9.50
0.25% additional
for senior citizens
20000
1000
FAAA (CRISIL)
MAAA (ICRA)
Company Name
Rate of Interest (%)
12
Months
15
Months
20
Months
30
Months
40
Months
60
Months
Remarks
Min. Amount
Multi- ples of
Rating
 ICICI Home Finance (<=1Crore)[Annual/Cumulative]Special Scheme
8.50%
8.60%
9%
9%
8.75%
8.50%
0.25% additional for
senior citizens
10000
1000
AAA (CARE) MAAA (ICRA)
Company Name
Rate of Interest (%)
12
Months
24
Months
36
Months
60
Months
Remarks
Min. Amount
Multiples of
Rating
 LIC Housing Finance Ltd
9
9.25
9.50
9.50
0.10% additional for senior citizen upto Rs. 50000     &
0.25%  additional  for senior citizen for Rs.51000/- and above
10000
1000
FAAA
(CRISIL)
 National Housing Bank Sunidhi Term Deposit[Non Cumulative]
7.25
7.25
8
8
0.50% extra  for senior citizen
50000
10000
CRISIL “FAAA” / FITCH “TAAA”
 National Housing Bank Sunidhi Term Deposit[Cumulative]
7.45
7.45
8.24
8.24
0.50% extra  for senior citizen
50000
10000
CRISIL “FAAA” / FITCH “TAAA”
Company Name
Rate of Interest (%)
12
Months
24
Months
36
Months
Remarks
Min. Amount
Multiples of
Rating
 Sundaram BNP Paribas  Home Finance
9.25
9.50
9.50
0.50% additional for senior citizens
10000
1000
MAA+/stable (ICRA)
Source: (Integrated Enterprises)

Labels: , , , , ,
Subscribe to: Posts (Atom)

EarlyGains Headlines

 RSS Feed to Relevant News Headlines

Blog Search - OLD POSTS

Earlygains Blog Custom Search

Related Posts Plugin for WordPress, Blogger...

OLD -- Popular Posts